SELECT YOUR COVER LEVEL AND PERIOD:

Fitness Pro
Standard

1 year
$114*

Fitness Pro
Plus

1 year
$129*
 

Public Liability

Cover for any one occurrence.
Defence cost in addition.

Fitness Pro
Standard

$10 million cover

Fitness Pro
Plus

$20 million cover

Sub Limit

Clause 11 Property in Care, Custody and Control.

Fitness Pro
Standard

$25,000 cover

Fitness Pro
Plus

$25,000 cover

Pollution Liability

Cover for any occurrence and in the aggregate
any one period of insurance.
Defence cost in addition.

Fitness Pro
Standard

$10 million cover

Fitness Pro
Plus

$20 million cover

Products Liability

Cover for any one occurrence and in the
aggregate and one period of insurance.
Defence costs in addition.

Fitness Pro
Standard

$10 million cover

Fitness Pro
Plus

$20 million cover

Professional Indemnity

Cover for any one claim and in the aggregate
anyone period of insurance.
Defence costs inclusive.

Fitness Pro
Standard

$10 million cover

Fitness Pro
Plus

$10 million cover
 

Cover Conditions

The Self Insured Excess is $250 each and every claim including defence costs.

This cover applies only to Individual fitness professionals who are either self employed or employees.

*

Whilst carrying out activities, for which they are qualified through a Registered Training Organisation to conduct, including fitness instruction at a client's private residence with use of own equipment.

* Engaging in the promotion of fitness, health and associated activities.
* Engaging in product sales up to $25,000 turnover per annum and subject to no internet sales.
* Engaging up to 3 subcontractors at any one time subject to each subcontractor having their own public and professional liability insurance (in excess of 3 subcontractors requires a separate policy please contact Marsh Advantage Insurance on 1300 655 971.
* Boxing limited to pad work and non-contact sparring.
* Engaged in other activities incidental to those which they are qualified through a registered Training Organisation to conduct including trade shows, expos, conferences, information seminars, promotional events.
TRAINING OF PREGNANT WOMEN: Please note it is a policy condition that a ‘Physical Activity Readiness Medical Examination for Pregnancy’ questionnaire is completed by any pregnant client that you train ‘one on one’.  If you carry out group exercise classes it is recommended that this questionnaire is also completed by any pregnant participant however, not a policy requirement.  We also recommend that in group exercise classes you always ask whether any participants have any medical conditions or injuries that you should be aware of.  Please contact our office for a copy of this questionnaire.

Important Notes

* The prices above include premium, statutory charges, broker fee. An additional 1.0% debit/credit card administration fee will apply. The debit/credit card administration fee will be noted against your selection above and will be charged by Marsh Advantage Insurance when you agree to proceed and make your payment. This administration fee represents a portion of the cost charged by our financial institution. In order to arrange cover online you will need to meet certain underwriting criteria and make payment with a debit/credit card (American Express, MasterCard or Visa).

This page contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances.

Policy Wording

Before making your selection for cover please read the Marsh Advantage Combined Policy Wording for full details of the cover.


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